Payment Policy

Effective Date: January 14, 2025

Welcome to sporttopic.click! This Payment Policy outlines the terms and conditions related to payments made on our website. By completing a purchase, you agree to adhere to this policy. Please read it carefully.

1. Accepted Payment Methods

We offer a variety of payment options to ensure a seamless shopping experience:

  • Credit/Debit Cards: Visa, Mastercard, American Express, Discover

  • PayPal

  • Apple Pay and Google Pay (where applicable)

  • Other secure payment methods as listed during checkout

2. Currency

All prices listed on sporttopic.click are in United States Dollars (USD). If you are shopping from a location outside the U.S., your bank or payment provider may apply currency conversion fees.

3. Payment Security

We prioritize the security of your payment information by:

  • Using SSL encryption to protect sensitive data during transactions.

  • Processing payments through trusted third-party gateways.

  • Not storing any payment details on our servers.

4. Payment Authorization

  • Payments must be authorized and approved before we can process your order.

  • If your payment is declined, you will be notified, and the order will not proceed.

5. Payment Issues

If you encounter issues during the payment process:

  1. Verify that your payment information is correct.

  2. Contact your bank or payment provider to resolve any potential issues.

  3. Reach out to us at info@sporttopic.click or call (718) 793-3967 for assistance.

6. Taxes and Fees

  • Applicable sales tax will be calculated and included at checkout based on your shipping address.

  • For international orders, additional duties, taxes, or fees may be applied by your local customs authorities. These charges are the responsibility of the customer.

7. Discounts and Promotional Codes

  • Discounts and promotional codes must be entered at checkout to apply.

  • Only one promotional code may be used per order unless otherwise stated.

  • Misuse of promotional codes may result in the cancellation of your order.

8. Refunds and Chargebacks

  • Refunds are processed according to our Refund and Returns Policy.

  • Chargebacks without prior communication may result in account suspension. Please contact us to resolve any issues before initiating a chargeback.

9. Payment Confirmation

Once your payment is successfully processed, you will receive an email confirmation with:

  • Order details

  • Payment summary

  • Shipping and delivery estimates

10. Fraud Prevention

To protect against fraud, we may:

  • Request additional verification for certain orders.

  • Cancel orders that are flagged as suspicious or unauthorized. In such cases, a full refund will be issued.

11. Changes to Payment Policy

We reserve the right to update this Payment Policy at any time. Changes will be posted on this page with the updated effective date. Continued use of the website after changes constitutes acceptance of the revised policy.

12. Contact Us

If you have any questions or concerns about this Payment Policy, please contact us:

Thank you for shopping with sporttopic.click. We are committed to ensuring a secure and convenient payment experience.